kì phiếu
Definition
- Noun:
- Promissory note: A written financial instrument that contains an unconditional promise by the issuer (the maker) to pay a specific sum of money to the payee, either on demand or at a fixed future date.
- Bill of exchange / Draft: A written order from one party (the drawer) to another (the drawee) to pay a specified sum to a third party (the payee) at a predetermined time.
Usage Examples
- Noun:
- Công ty phát hành kì phiếu để huy động vốn ngắn hạn. (The company issued promissory notes to raise short-term capital.)
- Kì phiếu này sẽ đáo hạn sau 90 ngày. (This promissory note will mature in 90 days.)
- Anh ấy nhận tiền thông qua một kì phiếu ngân hàng. (He received the money via a bank draft.)
Advanced Usage
"kì phiếu thương mại": commercial paper; a short-term, unsecured promissory note issued by corporations for financing.
- Các tập đoàn lớn thường sử dụng kì phiếu thương mại để vay vốn. (Large corporations often use commercial paper to borrow funds.)
"kì phiếu kho bạc": treasury bill; a short-term government security, issued at a discount from its face value.
- Kì phiếu kho bạc được coi là một khoản đầu tư rất an toàn. (Treasury bills are considered a very safe investment.)
Variants and Related Words
- Hối phiếu (n): bill of exchange; a more specific term for a written order to pay.
- Tín phiếu (n): certificate of deposit; a savings certificate entitling the bearer to receive interest.
- Trái phiếu (n): bond; a long-term debt instrument issued by a government or corporation.
Synonyms
- Promissory note: A signed document containing a written promise to pay.
- Note: A short for promissory note.
- Draft: A written order for payment of money.
Related Financial Terms
- Đáo hạn (v): to mature; when a note becomes due for payment.
- Kì phiếu đáo hạn vào cuối tháng. (The note matures at the end of the month.)
- Người phát hành (n): issuer; the entity that creates and sells the note.
- Mệnh giá (n): face value / par value; the nominal value of the note.